By GottaLaff
Hey, I have an idea: Let's just give everything away. We can put the entire health care bill in a big box of empty, tie a pretty bow around it, and hand it over to Big Inurance before Christmas! That way Prez O will get his wish to wrap up this whole messy affair
before the first of the year:A loophole in the Senate health care bill would let insurance companies place annual dollar limits on medical care for people struggling with costly illnesses such as cancer.
Merry Christmas cancer patients!
Adding to the confusion, the language is tucked away in a clause of the bill captioned "No lifetime or annual limits." Advocates for patients say it fails to deliver on that promise.
Where's my tinsel? I want to throw some on that Big Box-O'-Empty to pretty it up.
Super Max knows a thing or two about this:
The legislation that originally passed the Senate health committee last summer would have banned dollar limits on medical coverage, but a second panel — the Finance Committee — disagreed. Finance Chairman Max Baucus, D-Mont., and others feared that an outright ban could drive insurance premiums higher for everyone, and sought to strike a balance.
I'm sure it's not as bad as it looks. I'm sure the limits are well-defined and I'm reading more into this than I should:
As currently written, the Senate Democratic health care bill would permit insurance companies to place annual limits on the dollar value of medical care, as long as those limits are not "unreasonable." The bill does not define what level of limits would be allowable, delegating that task to administration officials.
Stephen Finan, a policy expert with the American Cancer Society Cancer Action Network:
"If you put a limit on benefits, by definition it's going to affect people who are dealing with catastrophic loss." [...]
"If you can have annual limits, saying there's no lifetime limits becomes meaningless [...] If you are a cancer patient you could be faced with a situation where you either have to terminate your care, or face a financial catastrophe..."
The House bill doesn't allow annual or lifetime limits.
Patient advocates are worried that the Senate version is the one that will prevail.
Happy holidays.
H/t: andyrftw